Thanks, Richard, for the reply. Although I had uploaded both the js and swf files multiple times, your suggestion made me think to check the "permissions" on those files. The swf file was fine, but the js file, when trying to access it via a URL (fustedesign.com/apartment/gallery/swjobject.js), it gave me a forbidden notice. So I checked permissions and, sure enough, it was set to some weird number and I made it available to the public, and now the gallery works!
So thanks again!
You can still see an example at: fustedesign.com/apartment/gallery
Right now, it has about a 50 px distance from the yellow nav bar. I have 20px padding on my content div, but where do the other roughly 30px come from?
Thanks again for any help!!